Which categories should a budget have?

Fixed costs first (housing, utilities, insurance, subscriptions), then everyday spending (groceries, transport, health), then savings and debt payments, planned as if they were bills. A line for the unexpected keeps one surprise from wrecking the month.

Does it add up by itself?

No, it is filled in by hand. To log spending day by day instead, set the first column to “The days of one month” and use categories as the columns — the shape of a Japanese kakeibo.

Is anything uploaded?

No. The PDF is drawn in your browser, so whatever you type stays on your computer.

Yes. The free plan adds a small line at the foot of the sheet; Pro leaves it off.

Monthly budget planner

Planned, actual and the difference, line by line.

Examples temporarily replace the input and settings. You can restore your previous work.

HeadingLines to fill in at the top (one per line)Columns, one per line — add |2 to make one wider, * for tick boxesRowsFill the first column withFirst-column entries, one per lineThe columns after the first areBoxes underneath (one per line)Signature lines (one name to a line)Shade every other rowDirectionPaper

Pro keeps the settings you use every week and puts them one click away. See Pro

Preview

Free PDFs end with a small “Made with nouplo.com” line Remove limits with Pro

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Your files stay on your device

This tool runs entirely in your browser. Nothing is uploaded, nothing is stored, and you can even turn off your internet connection before you start.

Example

Worked example — Monthly budget planner

Use the following inputs and settings. Keep other settings at the page defaults.

Item	Value
Starting on	2026-11-02
Output files	1
PDF pages	1
PDF	210 × 297 mm

Expected result — PDF · PDF pages: 1. The image shows the first PDF page.

How it works

The categories are already printed in the first column; edit the list to match your own.
The spare rows stay blank for anything else.
Pick Letter under paper size if you print in the US or Canada.
Download and print; one sheet a month.

Frequently asked questions

Which categories should a budget have?: Fixed costs first (housing, utilities, insurance, subscriptions), then everyday spending (groceries, transport, health), then savings and debt payments, planned as if they were bills. A line for the unexpected keeps one surprise from wrecking the month.
Does it add up by itself?: No, it is filled in by hand. To log spending day by day instead, set the first column to “The days of one month” and use categories as the columns — the shape of a Japanese kakeibo.
Is anything uploaded?: No. The PDF is drawn in your browser, so whatever you type stays on your computer.
Is it free?: Yes. The free plan adds a small line at the foot of the sheet; Pro leaves it off.